Group Health Insurance Plans for Businesses
Get business health insurance for employees, compare group medical insurance, and manage employee coverage; all in one place with GoBenefits.
A trusted group health insurance agency helping businesses choose affordable, compliant health plans from top national carriers.
Reliable Coverage From a National Insurance Agency
GoBenefits partners with leading national carriers and TPAs to bring businesses reliable, flexible health insurance options. Our preferred carriers ensure competitive plans and dependable support for every group we serve.
Why Businesses Choose GoBenefits?
Our mission is to deliver exceptional service and smart technology that makes managing employee benefits simple, clear, and stress-free.
We help businesses save time, control costs, and give employees better choices all through one easy-to-use platform.
- Empower Your Employees with Defined Contribution
Set a fixed dollar amount or percentage for employee benefits and let your team choose the plans that work best for them. You can also create different classes to match your workforce and business goals.
- Flexible Benefit Options
Offer a broad range of benefit types, including medical, dental, vision, disability, and more, all managed in one place.
- Payroll & Contribution Reporting
Track employer and employee contributions accurately with built-in reporting that keeps your records clear and up to date.
- Which is right for your group?Our team will help you compare your choices and select a benefits strategy that fits your business and your people.
A Service Model Built
Around Your Business
GoBenefits is built to support you, not just sell you a plan. Our service model combines expert guidance with simple technology so you can manage employee benefits with confidence.
Dedicated account management is at the core of what we do. You’ll work with a single point of contact who understands your business and acts as an extension of your team so you always know who to call and what to expect.
Our team helps you save time and internal resources by handling the details that slow businesses down. From open enrollment to renewals, we make sure every step is completed accurately and on time.
We also support ACA reporting for applicable large employers and self-funded groups, helping you stay compliant and prepared. Your employees receive enrollment guidance as well, so they feel confident choosing and managing their coverage.
Simplified Enrollment
Employees can enroll in benefits or make updates after life events with just a few clicks, saving time for both your team and staff.
ACA Compliance Made Easy
Automatically generate 1094/1095 forms and track affordability using payroll data. Stay compliant and confident with ACA reporting and lookback calculations.
QuickBooks Integration
Connect GoBenefits with QuickBooks Online to automatically manage new hire enrollments, terminations, and payroll deductions, reducing errors and administrative work.
Online Shopping
Experience
Employees can browse and select plans online, supported by POP plan and wrap documents for a clear, compliant benefits experience.
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Learn MoreFrequently Asked Questions
1. How do I compare group health insurance quotes for my business?
Compare quotes based on total employer cost, employee payroll deductions, deductibles, provider networks, prescription coverage, and plan flexibility. Reviewing these factors together gives a clearer picture of the long-term value of each group health insurance plan.
2. How do I evaluate group health insurance providers?
A strong provider should offer a reliable network, responsive customer service, efficient claims processing, and plan options that fit your workforce. Employers should also consider carrier stability and the level of support available during enrollment and ongoing administration.
3. Where can I find affordable group health benefits for my team?
Affordable group health benefits are typically found by comparing multiple carrier options and selecting a plan that balances coverage and cost. Many employers reduce overall healthcare spending by choosing benefits that match their employees’ actual healthcare needs.
4. What employees are eligible for group coverage?
Eligibility is determined by the employer’s group health plan and carrier requirements. Most plans cover full-time employees who meet a minimum hours-worked requirement, while some employers extend coverage to additional employee classes.
5. What is the minimum number of employees required for group health insurance?
Group health insurance eligibility varies by state and carrier. In many cases, employers need at least one eligible employee in addition to the owner to qualify for small group coverage.
6. Which is the best group health insurance for my business?
The best group health insurance plan is the one that provides the right balance of coverage, provider access, employee affordability, and employer budget. The ideal plan depends on your workforce size, healthcare usage, and benefits goals.
7. Can employees enroll in health insurance online?
Yes. Online enrollment allows employees to review benefit options, select coverage, update dependent information, and complete enrollment electronically, making the process faster and easier for both employees and employers.
8. How can employers simplify employee benefits administration?
Employers can simplify benefits administration by using a structured enrollment process, maintaining accurate employee records, coordinating payroll deductions, tracking eligibility changes, and reviewing benefits regularly throughout the year.